FINANCIAL RISK REVIEW


WE only have 4 competitors: Death, Disability, Sickness and Old Age.
Our goal is to see our clients before our competitors do.

You deserve to enjoy time with your loved ones. At Diversified Employer Benefits, you’re a part of our family and we’ll make sure you’re ready for whatever weather tomorrow brings. You have worked too hard to lose your business by not preparing for its future, and you deserve to enjoy time with your grandchildren. With Diversified Employer Benefits we’ll treat you like family and make sure you’re prepared.

About Us

What are your dreams for yourself, your business and your family? Would you like to travel the world someday? Do you see yourself in a yacht sailing to the Keys? Or perhaps you’d like to go back to school and pursue that PhD you’ve always thought about. Maybe you’d just like to help your children with a downpayment on a home, or with their college loans.

At Diversified Employer Benefits, we spend time getting to know your dreams, and developing a plan to reach them. Our clients become an extension of our family, and most of them have been with us for many years. As financial services professionals, we help our clients in a variety of areas: tax savings, improving rates of return, reducing volatility, reducing risk, and achieving greater protection and control of their money. We offer the latest in financial assessment technology combined with the wisdom of experience. If you’re unimpressed by the fresh young graduate calling you from that big corporate firm, and you’re not convinced that their team of experts is really looking closely at your financial goals and needs, then it might be time to give us a call. We’re all about building relationships and demonstrating results.

WHAT OUR CLIENTS

ARE SAYING

I have had the honor of working with Armando for the last couple of years. He is, BY FAR, one of the most gentle, warm hearted and personable individuals I’ve ever met. He has an infectious positive attitude and smile that has anyone that crosses his path walk away with a sense of peace but also re-invigorated. He is focused and dedicated to producing his very best for his clients and anyone else for that matter that he meets. If I could, I’d stand with a megaphone in hand before a large crowd to highly recommend Armando. Without a shadow of a doubt, he will always look out for you and your family and your business's best interest. He will not let you down!

-Janet González BBA, CLTC, Registered Representative at Northwestern Mutual

2018-06-07T22:51:29+00:00

-Janet González BBA, CLTC, Registered Representative at Northwestern Mutual

I have had the honor of working with Armando for the last couple of years. He is, BY FAR, one of the most gentle, warm hearted and personable individuals I’ve ever met. He has an infectious positive attitude and smile that has anyone that crosses his path walk away with a sense of peace but also re-invigorated. He is focused and dedicated to producing his very best for his clients and anyone else for that matter that he meets. If I could, I’d stand with a megaphone in hand before a large crowd to highly recommend Armando. Without a shadow of a doubt, he will always look out for you and your family and your business's best interest. He will not let you down!
Jackie Paz is an exceptional person/agent and is a pleasure to work with. She is very knowledgeable and trustworthy. Always goes far and beyond to provide excellent service. Not only does she look after the company’s interest, but also is very sensitive to our employee’s needs. She is not only our agent but has also become a great friend. I would recommend Jackie Paz to anyone without hesitation or reservation.

-V.P for a large food Supermarket

2018-06-07T22:19:12+00:00

-V.P for a large food Supermarket

Jackie Paz is an exceptional person/agent and is a pleasure to work with. She is very knowledgeable and trustworthy. Always goes far and beyond to provide excellent service. Not only does she look after the company’s interest, but also is very sensitive to our employee’s needs. She is not only our agent but has also become a great friend. I would recommend Jackie Paz to anyone without hesitation or reservation.
Armando has the highest level of integrity and is known for putting his clients' interests first. Hia approach and professional demeanorvsre unimpeachable and time and time again he has demonstrated to us that he throughly researches his cases and presents innovative and pertinent solutions. I can wholeheartedly recommend Armando to all those that need insurance services!

-Robert Bueso, President of the Valuation Group, Inc

2018-07-29T21:58:38+00:00

-Robert Bueso, President of the Valuation Group, Inc

Armando has the highest level of integrity and is known for putting his clients' interests first. Hia approach and professional demeanorvsre unimpeachable and time and time again he has demonstrated to us that he throughly researches his cases and presents innovative and pertinent solutions. I can wholeheartedly recommend Armando to all those that need insurance services!
Armando Paz, Jr with Diversified Employer Benefits, LLC. provides various insurance services for our firm. He delivers superlative work, from concept to final output; he is patient and has detailed knowledge of the subject.

All of the employees at our firm highly recommend Mr. Paz to anyone needing Life, Disability and Group Health Insurance Benefits.

-Albert Bordas, Albert Bordas, P.A. Patent, Trademark, Copyright Law

2018-07-29T21:59:46+00:00

-Albert Bordas, Albert Bordas, P.A. Patent, Trademark, Copyright Law

Armando Paz, Jr with Diversified Employer Benefits, LLC. provides various insurance services for our firm. He delivers superlative work, from concept to final output; he is patient and has detailed knowledge of the subject. All of the employees at our firm highly recommend Mr. Paz to anyone needing Life, Disability and Group Health Insurance Benefits.
If you are seeking an intelligent, hard working, detailed-oriented financial planner with a diverse background in finances and various insurance products while providing excellent communication to his clients, Armando Paz, Jr. is your man.

-David Sampedro, Attorney at Panter, Panter & Sampedro, P.A.

2018-07-29T22:02:28+00:00

-David Sampedro, Attorney at Panter, Panter & Sampedro, P.A.

If you are seeking an intelligent, hard working, detailed-oriented financial planner with a diverse background in finances and various insurance products while providing excellent communication to his clients, Armando Paz, Jr. is your man.
Armando and his wife Jackie have always been there for me and my clients. They are truly a professional duo that covers all aspects of insurance from health to business to pensions, IRA's and annuities.

The one thing that stands out the most about both of them is their dedication and hard work ethic. You will not be forgotten with them on your side.

-Adam Levy, Vice President, Broker-Associate at EWM Realty International

2018-07-29T22:03:32+00:00

-Adam Levy, Vice President, Broker-Associate at EWM Realty International

Armando and his wife Jackie have always been there for me and my clients. They are truly a professional duo that covers all aspects of insurance from health to business to pensions, IRA's and annuities. The one thing that stands out the most about both of them is their dedication and hard work ethic. You will not be forgotten with them on your side.
Jackie Paz is an exceptional person/agent and is a pleasure to work with. She is very knowledgeable and trustworthy. Always goes far and beyond to provide excellent service. Not only does she look after the company’s interest, but also is very sensitive to our employee’s needs. She is not only our agent but has also become a great friend. I would recommend Jackie Paz to anyone without hesitation or reservation.

V.P for a large food Supermarket.

2018-06-13T04:12:24+00:00

V.P for a large food Supermarket.

Jackie Paz is an exceptional person/agent and is a pleasure to work with. She is very knowledgeable and trustworthy. Always goes far and beyond to provide excellent service. Not only does she look after the company’s interest, but also is very sensitive to our employee’s needs. She is not only our agent but has also become a great friend. I would recommend Jackie Paz to anyone without hesitation or reservation.
Armando is not only very knowledgeable but very honest and helpful which are two traits that you do not often see from insurance agents who are only trying to make a sale.

-Alex Santamaria. Owner, Vertex Architecture, Inc.

2018-06-07T22:52:29+00:00

-Alex Santamaria. Owner, Vertex Architecture, Inc.

Armando is not only very knowledgeable but very honest and helpful which are two traits that you do not often see from insurance agents who are only trying to make a sale.
Armando is the consummate professional. He makes it a point to keep clients well informed of their options, is available through out the day, and communicates regularly with both the clients and other service professionals on the engagement. I would recommend Armando without any hesitation!

-CEO and Founder of a Prominent CPA, Business Valuation and Forensic Accounting Firm.

2018-06-07T22:46:18+00:00

-CEO and Founder of a Prominent CPA, Business Valuation and Forensic Accounting Firm.

Armando is the consummate professional. He makes it a point to keep clients well informed of their options, is available through out the day, and communicates regularly with both the clients and other service professionals on the engagement. I would recommend Armando without any hesitation!
Armando Paz helped me figure out the best course of action to protect my daughter's future. If you are in the market for life, health or disability insurance; I would highly recommend you speak with Armando before you make a decision. He is an expert at his field and provides his clients with all his knowledge, to help make the best choice!

-Damian Alberti, Business Development

2018-07-29T22:01:34+00:00

-Damian Alberti, Business Development

Armando Paz helped me figure out the best course of action to protect my daughter's future. If you are in the market for life, health or disability insurance; I would highly recommend you speak with Armando before you make a decision. He is an expert at his field and provides his clients with all his knowledge, to help make the best choice!
Armando is the consummate professional. He makes it a point to keep clients well informed of their options, is available through out the day, and communicates regularly with both the clients and other service professionals on the engagement. I would recommend Armando without any hesitation!

-Caridad Vasallo, Partner at VMBG Accounting

2018-07-29T22:05:49+00:00

-Caridad Vasallo, Partner at VMBG Accounting

Armando is the consummate professional. He makes it a point to keep clients well informed of their options, is available through out the day, and communicates regularly with both the clients and other service professionals on the engagement. I would recommend Armando without any hesitation!
For many years, we have trusted Jackie Paz, Director of Diversified Employer Benefits, with the health care of our employees. All of them have received nothing but the best results and all have a great opinion about her attention to their needs! For THE BEST services, always call Diversified Employer Benefits

-CEO and Founder of a Translating and Interpreting services firm.

2018-06-13T04:11:47+00:00

-CEO and Founder of a Translating and Interpreting services firm.

For many years, we have trusted Jackie Paz, Director of Diversified Employer Benefits, with the health care of our employees. All of them have received nothing but the best results and all have a great opinion about her attention to their needs! For THE BEST services, always call Diversified Employer Benefits
I have had the pleasure to see Armando at work helping clients. What is clear is his attention to detail, his knowledge of the industry but mostly his philosophy of putting his client's needs above all else. I recommend Armando to anyone looking for an ethical and highly professional insurance and financial planning partner.

-Emilio Diaz, nQuery Technology Solutions

2018-07-29T21:57:37+00:00

-Emilio Diaz, nQuery Technology Solutions

I have had the pleasure to see Armando at work helping clients. What is clear is his attention to detail, his knowledge of the industry but mostly his philosophy of putting his client's needs above all else. I recommend Armando to anyone looking for an ethical and highly professional insurance and financial planning partner.

COMMUNITY OUTREACH

St. Jude Children’s Research Hospital is a world leader in developing new, improved treatments for children with cancer, and create more clinical trials for cancer than any other children’s hospital. Since opening their doors in 1962, they’ve made incredible strides in childhood cancer research and helped improve the survival rate of childhood cancer from 20% to 80%.

PARTNER SPOTLIGHT

We pride ourselves on our community of trusted experts who complement our services and are ready to meet your personal and business needs.

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SERVICES

Here's What We Can Help You With

Protecting Your Income & Insuring Your Life 

  • Medicare Supplement Plans
  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Survivorship Life Insurance
  • Medicare Advantage Plans
  • Short-Term Health Insurance Plans
  • Individual Health Insurance

Protecting Your Business

  • Business Owners’ Commercial Package Policies vs. Business Liability Ins
  • Commercial Property & Casualty Insurance
  • Cyber Liability Insurance
  • Employment Practices’ Liability Insurance (EPLI)-…
  • Disability Overhead Expense Insurance
  • Attract & retain the best in your industry:
  • Executive Bonus Plans
  • Key Person Life Insurance
  • Qualified Sick Pay Plans
  • Buy-Sell Funding & Planning
  • Disability Buy-out Planning

Providing Business Benefits

  • Group Health Insurance
  • Group Gap Plans
  • Group Dental Insurance
  • Group Employee Life Insurance
  • Group Vision Insurance
  • Group Long Term Care Insurance
  • Group Long Term Disability Insurance
  • Supplemental Health Plans
  • Portable Worksite Multi-Life Disability Insurance
  • Portable Worksite Whole Life Insurance

Providing For Your Retirement & Children’s Education

  • Simple I.R.A. Plans
  • Traditional I.R.A. Plans
  • 401(K) Retirement Plans
  • SEP I.R.A Plans
  • Defined Benefits’ Pension Plans
  • ROTH I.R.A Plans
  • ROTH 401(K) Plans
  • 529 College Plans
  • College Funding Strategies
  • Estate Conservation Strategies
  • Retirement Funding Strategies
  • Retirement Income Annuities
  • Fixed Income Annuities
  • Variable Annuities