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For decades, the rallying cry of the so-called financial gurus in the advice industry has been for clients to buy term insurance and invest the difference. Do they buy or rent.. life insurance? The problem is that most people never execute the second part of the invest the difference equation. As a result, many find…
Let’s face it. How many of us have not dreamt about or looked for the ideal plan at some point in our lives? What kind of strategy would integrate the features that are essential to that ideal plan? The answer is how to create the 1 financial Swiss Knife strategy for your portfolio. Like the…
Lost Opportunity Cost. Now, this is not like saying, “-Dang it, WHERE’S MY COFFEE?!?!? Or,-“Dang it, my Starbucks coupon expired!!!!! Still wondering? Let’s read on. Ahh! That delicious morning cup of coffee! One of the great pleasures of life in our world, you’ll agree. And for many of us, an essential part of our day….
The #1 thing to avoid doing on your Life Insurance The COVID-19 Pandemic is here. As a responsible, proactive parent, you’ve created a well-thought-out plan to address “the what ifs” in life to assure that your spouse and children are financially protected. You bought life insurance to cover your earnings for the next 20 years….
You may want to think again. You may feel your need for life insurance has passed and that your savings and investments, along with Social Security, will take care of whatever lies ahead. In fact, these misconceptions prevent many from purchasing or maintaining the insurance coverage they need. Myth 1: I don’t need life insurance…